LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,872
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,081
−HK$1,228/mo
Today · 4.125%
HK$41,309
baseline
▲ 0.50% · 4.625%
HK$43,823
+HK$2,514/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,618/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,245
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,404
−HK$1,177/mo
Today · 4.125%
HK$45,581
baseline
▲ 0.50% · 4.625%
HK$47,984
+HK$2,403/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,162/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,646
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,097
−HK$1,474/mo
Today · 4.125%
HK$49,571
baseline
▲ 0.50% · 4.625%
HK$52,588
+HK$3,017/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,142/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,893
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,285
−HK$1,412/mo
Today · 4.125%
HK$54,697
baseline
▲ 0.50% · 4.625%
HK$57,580
+HK$2,883/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,394/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,421
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,113
−HK$1,720/mo
Today · 4.125%
HK$57,833
baseline
▲ 0.50% · 4.625%
HK$61,352
+HK$3,519/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,666/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,542
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,166
−HK$1,647/mo
Today · 4.125%
HK$63,813
baseline
▲ 0.50% · 4.625%
HK$67,177
+HK$3,364/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,626/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,969
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,146
−HK$2,211/mo
Today · 4.125%
HK$74,357
baseline
▲ 0.50% · 4.625%
HK$78,882
+HK$4,525/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$148,714/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,840
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$79,928
−HK$2,118/mo
Today · 4.125%
HK$82,046
baseline
▲ 0.50% · 4.625%
HK$86,370
+HK$4,324/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$164,092/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,269 · Scale 2, in force from 26 Feb 2026)