LTV · monthly repayment
▼ 0.50% · 3.625%
HK$388,728
−HK$24,376/mo
▼ 0.25% · 3.875%
HK$400,819
−HK$12,285/mo
Today · 4.125%
HK$413,104
baseline
▲ 0.50% · 4.625%
HK$438,241
+HK$25,137/mo
Deposit HK$85.24M · loan HK$85.24M · min. income ≈ HK$826,208/mo (50% DSR)
Upfront cash ≈ HK$96.32M (deposit + AVD stamp duty HK$11,080,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$432,456
−HK$23,364/mo
▼ 0.25% · 3.875%
HK$444,054
−HK$11,766/mo
Today · 4.125%
HK$455,820
baseline
▲ 0.50% · 4.625%
HK$479,847
+HK$24,027/mo
Deposit HK$85.24M · loan HK$85.24M · min. income ≈ HK$911,640/mo (50% DSR)
Upfront cash ≈ HK$96.32M (deposit + AVD stamp duty HK$11,080,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$466,473
−HK$29,252/mo
▼ 0.25% · 3.875%
HK$480,983
−HK$14,742/mo
Today · 4.125%
HK$495,725
baseline
▲ 0.50% · 4.625%
HK$525,889
+HK$30,164/mo
Deposit HK$68.19M · loan HK$102.29M · min. income ≈ HK$991,450/mo (50% DSR)
Upfront cash ≈ HK$79.27M (deposit + AVD stamp duty HK$11,080,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$518,947
−HK$28,037/mo
▼ 0.25% · 3.875%
HK$532,865
−HK$14,119/mo
Today · 4.125%
HK$546,984
baseline
▲ 0.50% · 4.625%
HK$575,816
+HK$28,832/mo
Deposit HK$68.19M · loan HK$102.29M · min. income ≈ HK$1,093,968/mo (50% DSR)
Upfront cash ≈ HK$79.27M (deposit + AVD stamp duty HK$11,080,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$544,219
−HK$34,127/mo
▼ 0.25% · 3.875%
HK$561,147
−HK$17,199/mo
Today · 4.125%
HK$578,346
baseline
▲ 0.50% · 4.625%
HK$613,537
+HK$35,191/mo
Deposit HK$51.14M · loan HK$119.33M · min. income ≈ HK$1,156,692/mo (50% DSR)
Upfront cash ≈ HK$62.22M (deposit + AVD stamp duty HK$11,080,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$605,438
−HK$32,710/mo
▼ 0.25% · 3.875%
HK$621,675
−HK$16,473/mo
Today · 4.125%
HK$638,148
baseline
▲ 0.50% · 4.625%
HK$671,785
+HK$33,637/mo
Deposit HK$51.14M · loan HK$119.33M · min. income ≈ HK$1,276,296/mo (50% DSR)
Upfront cash ≈ HK$62.22M (deposit + AVD stamp duty HK$11,080,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$699,710
−HK$43,878/mo
▼ 0.25% · 3.875%
HK$721,475
−HK$22,113/mo
Today · 4.125%
HK$743,588
baseline
▲ 0.50% · 4.625%
HK$788,833
+HK$45,245/mo
Deposit HK$17.05M · loan HK$153.43M · min. income ≈ HK$1,487,176/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$11,080,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$778,420
−HK$42,056/mo
▼ 0.25% · 3.875%
HK$799,297
−HK$21,179/mo
Today · 4.125%
HK$820,476
baseline
▲ 0.50% · 4.625%
HK$863,724
+HK$43,248/mo
Deposit HK$17.05M · loan HK$153.43M · min. income ≈ HK$1,640,952/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$11,080,903 · Scale 2, in force from 26 Feb 2026)