LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,873
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,083
−HK$1,228/mo
Today · 4.125%
HK$41,311
baseline
▲ 0.50% · 4.625%
HK$43,825
+HK$2,514/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,622/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,246
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,406
−HK$1,177/mo
Today · 4.125%
HK$45,583
baseline
▲ 0.50% · 4.625%
HK$47,985
+HK$2,402/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,166/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,648
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,099
−HK$1,474/mo
Today · 4.125%
HK$49,573
baseline
▲ 0.50% · 4.625%
HK$52,590
+HK$3,017/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,146/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,895
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,287
−HK$1,412/mo
Today · 4.125%
HK$54,699
baseline
▲ 0.50% · 4.625%
HK$57,582
+HK$2,883/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,398/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,423
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,116
−HK$1,719/mo
Today · 4.125%
HK$57,835
baseline
▲ 0.50% · 4.625%
HK$61,355
+HK$3,520/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,670/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,545
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,168
−HK$1,648/mo
Today · 4.125%
HK$63,816
baseline
▲ 0.50% · 4.625%
HK$67,180
+HK$3,364/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,632/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,972
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,149
−HK$2,211/mo
Today · 4.125%
HK$74,360
baseline
▲ 0.50% · 4.625%
HK$78,884
+HK$4,524/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$148,720/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,843
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$79,931
−HK$2,118/mo
Today · 4.125%
HK$82,049
baseline
▲ 0.50% · 4.625%
HK$86,374
+HK$4,325/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$164,098/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,293 · Scale 2, in force from 26 Feb 2026)