LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,874
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,083
−HK$1,229/mo
Today · 4.125%
HK$41,312
baseline
▲ 0.50% · 4.625%
HK$43,825
+HK$2,513/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,624/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,247
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,407
−HK$1,176/mo
Today · 4.125%
HK$45,583
baseline
▲ 0.50% · 4.625%
HK$47,986
+HK$2,403/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,166/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,649
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,100
−HK$1,474/mo
Today · 4.125%
HK$49,574
baseline
▲ 0.50% · 4.625%
HK$52,590
+HK$3,016/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,148/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,896
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,288
−HK$1,412/mo
Today · 4.125%
HK$54,700
baseline
▲ 0.50% · 4.625%
HK$57,583
+HK$2,883/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,400/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,424
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,116
−HK$1,720/mo
Today · 4.125%
HK$57,836
baseline
▲ 0.50% · 4.625%
HK$61,356
+HK$3,520/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,672/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,546
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,169
−HK$1,648/mo
Today · 4.125%
HK$63,817
baseline
▲ 0.50% · 4.625%
HK$67,181
+HK$3,364/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,634/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,973
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,150
−HK$2,211/mo
Today · 4.125%
HK$74,361
baseline
▲ 0.50% · 4.625%
HK$78,886
+HK$4,525/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$148,722/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,844
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$79,932
−HK$2,118/mo
Today · 4.125%
HK$82,050
baseline
▲ 0.50% · 4.625%
HK$86,375
+HK$4,325/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$164,100/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,302 · Scale 2, in force from 26 Feb 2026)