LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,875
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,084
−HK$1,228/mo
Today · 4.125%
HK$41,312
baseline
▲ 0.50% · 4.625%
HK$43,826
+HK$2,514/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,624/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,248
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,407
−HK$1,177/mo
Today · 4.125%
HK$45,584
baseline
▲ 0.50% · 4.625%
HK$47,987
+HK$2,403/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,168/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,649
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,101
−HK$1,474/mo
Today · 4.125%
HK$49,575
baseline
▲ 0.50% · 4.625%
HK$52,591
+HK$3,016/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,150/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,897
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,289
−HK$1,412/mo
Today · 4.125%
HK$54,701
baseline
▲ 0.50% · 4.625%
HK$57,584
+HK$2,883/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,402/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,424
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,117
−HK$1,720/mo
Today · 4.125%
HK$57,837
baseline
▲ 0.50% · 4.625%
HK$61,357
+HK$3,520/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,674/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,547
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,170
−HK$1,648/mo
Today · 4.125%
HK$63,818
baseline
▲ 0.50% · 4.625%
HK$67,182
+HK$3,364/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,636/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,974
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,151
−HK$2,211/mo
Today · 4.125%
HK$74,362
baseline
▲ 0.50% · 4.625%
HK$78,887
+HK$4,525/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$148,724/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,846
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,933
−HK$2,118/mo
Today · 4.125%
HK$82,051
baseline
▲ 0.50% · 4.625%
HK$86,376
+HK$4,325/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$164,102/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,313 · Scale 2, in force from 26 Feb 2026)