LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,876
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,085
−HK$1,229/mo
Today · 4.125%
HK$41,314
baseline
▲ 0.50% · 4.625%
HK$43,828
+HK$2,514/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,628/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,249
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,409
−HK$1,177/mo
Today · 4.125%
HK$45,586
baseline
▲ 0.50% · 4.625%
HK$47,989
+HK$2,403/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,172/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,651
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,103
−HK$1,474/mo
Today · 4.125%
HK$49,577
baseline
▲ 0.50% · 4.625%
HK$52,593
+HK$3,016/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,154/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,899
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,291
−HK$1,412/mo
Today · 4.125%
HK$54,703
baseline
▲ 0.50% · 4.625%
HK$57,587
+HK$2,884/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,406/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,427
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,120
−HK$1,720/mo
Today · 4.125%
HK$57,840
baseline
▲ 0.50% · 4.625%
HK$61,359
+HK$3,519/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,680/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,549
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,173
−HK$1,647/mo
Today · 4.125%
HK$63,820
baseline
▲ 0.50% · 4.625%
HK$67,184
+HK$3,364/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,640/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,977
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,154
−HK$2,211/mo
Today · 4.125%
HK$74,365
baseline
▲ 0.50% · 4.625%
HK$78,890
+HK$4,525/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$148,730/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,849
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$79,937
−HK$2,118/mo
Today · 4.125%
HK$82,055
baseline
▲ 0.50% · 4.625%
HK$86,380
+HK$4,325/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$164,110/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,339 · Scale 2, in force from 26 Feb 2026)