LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,877
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,086
−HK$1,229/mo
Today · 4.125%
HK$41,315
baseline
▲ 0.50% · 4.625%
HK$43,829
+HK$2,514/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,630/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,250
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,410
−HK$1,177/mo
Today · 4.125%
HK$45,587
baseline
▲ 0.50% · 4.625%
HK$47,990
+HK$2,403/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,174/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,653
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,104
−HK$1,474/mo
Today · 4.125%
HK$49,578
baseline
▲ 0.50% · 4.625%
HK$52,595
+HK$3,017/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,156/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,901
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,293
−HK$1,412/mo
Today · 4.125%
HK$54,705
baseline
▲ 0.50% · 4.625%
HK$57,588
+HK$2,883/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,410/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,428
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,121
−HK$1,720/mo
Today · 4.125%
HK$57,841
baseline
▲ 0.50% · 4.625%
HK$61,361
+HK$3,520/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,682/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,551
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,175
−HK$1,647/mo
Today · 4.125%
HK$63,822
baseline
▲ 0.50% · 4.625%
HK$67,186
+HK$3,364/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,644/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,979
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,156
−HK$2,211/mo
Today · 4.125%
HK$74,367
baseline
▲ 0.50% · 4.625%
HK$78,892
+HK$4,525/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$148,734/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,851
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$79,939
−HK$2,118/mo
Today · 4.125%
HK$82,057
baseline
▲ 0.50% · 4.625%
HK$86,382
+HK$4,325/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$164,114/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,356 · Scale 2, in force from 26 Feb 2026)