LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,879
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,088
−HK$1,229/mo
Today · 4.125%
HK$41,317
baseline
▲ 0.50% · 4.625%
HK$43,831
+HK$2,514/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,634/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,252
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,412
−HK$1,177/mo
Today · 4.125%
HK$45,589
baseline
▲ 0.50% · 4.625%
HK$47,992
+HK$2,403/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,178/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,655
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,106
−HK$1,474/mo
Today · 4.125%
HK$49,580
baseline
▲ 0.50% · 4.625%
HK$52,597
+HK$3,017/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,160/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,903
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,295
−HK$1,412/mo
Today · 4.125%
HK$54,707
baseline
▲ 0.50% · 4.625%
HK$57,591
+HK$2,884/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,414/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,430
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,124
−HK$1,720/mo
Today · 4.125%
HK$57,844
baseline
▲ 0.50% · 4.625%
HK$61,363
+HK$3,519/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,688/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,553
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,177
−HK$1,648/mo
Today · 4.125%
HK$63,825
baseline
▲ 0.50% · 4.625%
HK$67,189
+HK$3,364/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,650/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,982
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,159
−HK$2,211/mo
Today · 4.125%
HK$74,370
baseline
▲ 0.50% · 4.625%
HK$78,896
+HK$4,526/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,740/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,854
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$79,942
−HK$2,118/mo
Today · 4.125%
HK$82,060
baseline
▲ 0.50% · 4.625%
HK$86,386
+HK$4,326/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,120/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,384 · Scale 2, in force from 26 Feb 2026)