LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,879
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,088
−HK$1,229/mo
Today · 4.125%
HK$41,317
baseline
▲ 0.50% · 4.625%
HK$43,831
+HK$2,514/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,634/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,253
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,413
−HK$1,176/mo
Today · 4.125%
HK$45,589
baseline
▲ 0.50% · 4.625%
HK$47,992
+HK$2,403/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,178/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,655
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,106
−HK$1,475/mo
Today · 4.125%
HK$49,581
baseline
▲ 0.50% · 4.625%
HK$52,597
+HK$3,016/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,162/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,903
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,295
−HK$1,412/mo
Today · 4.125%
HK$54,707
baseline
▲ 0.50% · 4.625%
HK$57,591
+HK$2,884/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,414/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,431
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,124
−HK$1,720/mo
Today · 4.125%
HK$57,844
baseline
▲ 0.50% · 4.625%
HK$61,364
+HK$3,520/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,688/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,554
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,178
−HK$1,647/mo
Today · 4.125%
HK$63,825
baseline
▲ 0.50% · 4.625%
HK$67,189
+HK$3,364/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,650/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,982
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$72,159
−HK$2,212/mo
Today · 4.125%
HK$74,371
baseline
▲ 0.50% · 4.625%
HK$78,896
+HK$4,525/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,742/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,855
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$79,943
−HK$2,118/mo
Today · 4.125%
HK$82,061
baseline
▲ 0.50% · 4.625%
HK$86,386
+HK$4,325/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,122/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,386 · Scale 2, in force from 26 Feb 2026)