LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,882
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,091
−HK$1,229/mo
Today · 4.125%
HK$41,320
baseline
▲ 0.50% · 4.625%
HK$43,834
+HK$2,514/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,640/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,256
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,416
−HK$1,177/mo
Today · 4.125%
HK$45,593
baseline
▲ 0.50% · 4.625%
HK$47,996
+HK$2,403/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,186/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,658
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,110
−HK$1,474/mo
Today · 4.125%
HK$49,584
baseline
▲ 0.50% · 4.625%
HK$52,601
+HK$3,017/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,168/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,907
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,299
−HK$1,412/mo
Today · 4.125%
HK$54,711
baseline
▲ 0.50% · 4.625%
HK$57,595
+HK$2,884/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,422/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,435
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,128
−HK$1,720/mo
Today · 4.125%
HK$57,848
baseline
▲ 0.50% · 4.625%
HK$61,368
+HK$3,520/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,696/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,558
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,182
−HK$1,648/mo
Today · 4.125%
HK$63,830
baseline
▲ 0.50% · 4.625%
HK$67,194
+HK$3,364/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,660/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,988
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,165
−HK$2,211/mo
Today · 4.125%
HK$74,376
baseline
▲ 0.50% · 4.625%
HK$78,902
+HK$4,526/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,752/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,860
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$79,949
−HK$2,118/mo
Today · 4.125%
HK$82,067
baseline
▲ 0.50% · 4.625%
HK$86,393
+HK$4,326/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,134/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,435 · Scale 2, in force from 26 Feb 2026)