LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,884
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,093
−HK$1,229/mo
Today · 4.125%
HK$41,322
baseline
▲ 0.50% · 4.625%
HK$43,837
+HK$2,515/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,644/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,258
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,418
−HK$1,177/mo
Today · 4.125%
HK$45,595
baseline
▲ 0.50% · 4.625%
HK$47,998
+HK$2,403/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,190/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,661
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,112
−HK$1,475/mo
Today · 4.125%
HK$49,587
baseline
▲ 0.50% · 4.625%
HK$52,604
+HK$3,017/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,174/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,910
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,302
−HK$1,412/mo
Today · 4.125%
HK$54,714
baseline
▲ 0.50% · 4.625%
HK$57,598
+HK$2,884/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,428/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,437
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,131
−HK$1,720/mo
Today · 4.125%
HK$57,851
baseline
▲ 0.50% · 4.625%
HK$61,371
+HK$3,520/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,702/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,561
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,185
−HK$1,648/mo
Today · 4.125%
HK$63,833
baseline
▲ 0.50% · 4.625%
HK$67,198
+HK$3,365/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,666/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,991
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$72,168
−HK$2,212/mo
Today · 4.125%
HK$74,380
baseline
▲ 0.50% · 4.625%
HK$78,906
+HK$4,526/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,760/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,864
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$79,953
−HK$2,118/mo
Today · 4.125%
HK$82,071
baseline
▲ 0.50% · 4.625%
HK$86,397
+HK$4,326/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,142/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,466 · Scale 2, in force from 26 Feb 2026)