LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,887
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,097
−HK$1,229/mo
Today · 4.125%
HK$41,326
baseline
▲ 0.50% · 4.625%
HK$43,840
+HK$2,514/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,652/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,261
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,422
−HK$1,177/mo
Today · 4.125%
HK$45,599
baseline
▲ 0.50% · 4.625%
HK$48,002
+HK$2,403/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,198/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,664
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,116
−HK$1,475/mo
Today · 4.125%
HK$49,591
baseline
▲ 0.50% · 4.625%
HK$52,608
+HK$3,017/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,182/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,914
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,306
−HK$1,412/mo
Today · 4.125%
HK$54,718
baseline
▲ 0.50% · 4.625%
HK$57,603
+HK$2,885/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,436/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,442
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,135
−HK$1,721/mo
Today · 4.125%
HK$57,856
baseline
▲ 0.50% · 4.625%
HK$61,376
+HK$3,520/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,712/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,566
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,190
−HK$1,648/mo
Today · 4.125%
HK$63,838
baseline
▲ 0.50% · 4.625%
HK$67,203
+HK$3,365/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,676/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,997
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$72,174
−HK$2,212/mo
Today · 4.125%
HK$74,386
baseline
▲ 0.50% · 4.625%
HK$78,912
+HK$4,526/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,772/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,870
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$79,959
−HK$2,119/mo
Today · 4.125%
HK$82,078
baseline
▲ 0.50% · 4.625%
HK$86,404
+HK$4,326/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,156/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,517 · Scale 2, in force from 26 Feb 2026)