LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,888
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,097
−HK$1,229/mo
Today · 4.125%
HK$41,326
baseline
▲ 0.50% · 4.625%
HK$43,841
+HK$2,515/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,652/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,262
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,422
−HK$1,177/mo
Today · 4.125%
HK$45,599
baseline
▲ 0.50% · 4.625%
HK$48,003
+HK$2,404/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,198/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,665
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,117
−HK$1,474/mo
Today · 4.125%
HK$49,591
baseline
▲ 0.50% · 4.625%
HK$52,609
+HK$3,018/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,182/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,914
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,307
−HK$1,412/mo
Today · 4.125%
HK$54,719
baseline
▲ 0.50% · 4.625%
HK$57,603
+HK$2,884/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,438/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,443
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,136
−HK$1,721/mo
Today · 4.125%
HK$57,857
baseline
▲ 0.50% · 4.625%
HK$61,377
+HK$3,520/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,714/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,567
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,191
−HK$1,648/mo
Today · 4.125%
HK$63,839
baseline
▲ 0.50% · 4.625%
HK$67,204
+HK$3,365/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,678/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,998
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$72,175
−HK$2,212/mo
Today · 4.125%
HK$74,387
baseline
▲ 0.50% · 4.625%
HK$78,913
+HK$4,526/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,774/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,872
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$79,960
−HK$2,119/mo
Today · 4.125%
HK$82,079
baseline
▲ 0.50% · 4.625%
HK$86,405
+HK$4,326/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,158/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,526 · Scale 2, in force from 26 Feb 2026)