LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,888
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,098
−HK$1,229/mo
Today · 4.125%
HK$41,327
baseline
▲ 0.50% · 4.625%
HK$43,842
+HK$2,515/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,654/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,263
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,423
−HK$1,177/mo
Today · 4.125%
HK$45,600
baseline
▲ 0.50% · 4.625%
HK$48,004
+HK$2,404/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,200/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,666
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,118
−HK$1,474/mo
Today · 4.125%
HK$49,592
baseline
▲ 0.50% · 4.625%
HK$52,610
+HK$3,018/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,184/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,915
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,308
−HK$1,412/mo
Today · 4.125%
HK$54,720
baseline
▲ 0.50% · 4.625%
HK$57,605
+HK$2,885/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,440/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,444
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,137
−HK$1,721/mo
Today · 4.125%
HK$57,858
baseline
▲ 0.50% · 4.625%
HK$61,378
+HK$3,520/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,716/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,568
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,192
−HK$1,648/mo
Today · 4.125%
HK$63,840
baseline
▲ 0.50% · 4.625%
HK$67,205
+HK$3,365/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,680/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,999
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$72,176
−HK$2,213/mo
Today · 4.125%
HK$74,389
baseline
▲ 0.50% · 4.625%
HK$78,915
+HK$4,526/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,778/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,873
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$79,962
−HK$2,118/mo
Today · 4.125%
HK$82,080
baseline
▲ 0.50% · 4.625%
HK$86,407
+HK$4,327/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,160/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,539 · Scale 2, in force from 26 Feb 2026)