LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,889
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,099
−HK$1,229/mo
Today · 4.125%
HK$41,328
baseline
▲ 0.50% · 4.625%
HK$43,843
+HK$2,515/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,656/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,264
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,424
−HK$1,177/mo
Today · 4.125%
HK$45,601
baseline
▲ 0.50% · 4.625%
HK$48,005
+HK$2,404/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,202/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,667
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,119
−HK$1,474/mo
Today · 4.125%
HK$49,593
baseline
▲ 0.50% · 4.625%
HK$52,611
+HK$3,018/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,186/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,917
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,309
−HK$1,412/mo
Today · 4.125%
HK$54,721
baseline
▲ 0.50% · 4.625%
HK$57,606
+HK$2,885/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,442/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,445
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,138
−HK$1,721/mo
Today · 4.125%
HK$57,859
baseline
▲ 0.50% · 4.625%
HK$61,380
+HK$3,521/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,718/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,569
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,194
−HK$1,648/mo
Today · 4.125%
HK$63,842
baseline
▲ 0.50% · 4.625%
HK$67,207
+HK$3,365/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,684/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,001
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$72,178
−HK$2,212/mo
Today · 4.125%
HK$74,390
baseline
▲ 0.50% · 4.625%
HK$78,917
+HK$4,527/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,780/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,875
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$79,963
−HK$2,119/mo
Today · 4.125%
HK$82,082
baseline
▲ 0.50% · 4.625%
HK$86,409
+HK$4,327/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,164/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,553 · Scale 2, in force from 26 Feb 2026)