LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,891
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,100
−HK$1,229/mo
Today · 4.125%
HK$41,329
baseline
▲ 0.50% · 4.625%
HK$43,844
+HK$2,515/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,658/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,266
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,426
−HK$1,177/mo
Today · 4.125%
HK$45,603
baseline
▲ 0.50% · 4.625%
HK$48,007
+HK$2,404/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,206/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,669
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,120
−HK$1,475/mo
Today · 4.125%
HK$49,595
baseline
▲ 0.50% · 4.625%
HK$52,613
+HK$3,018/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,190/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,919
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,311
−HK$1,413/mo
Today · 4.125%
HK$54,724
baseline
▲ 0.50% · 4.625%
HK$57,608
+HK$2,884/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,448/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,447
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,141
−HK$1,720/mo
Today · 4.125%
HK$57,861
baseline
▲ 0.50% · 4.625%
HK$61,382
+HK$3,521/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,722/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,572
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,196
−HK$1,648/mo
Today · 4.125%
HK$63,844
baseline
▲ 0.50% · 4.625%
HK$67,210
+HK$3,366/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,688/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,003
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$72,181
−HK$2,212/mo
Today · 4.125%
HK$74,393
baseline
▲ 0.50% · 4.625%
HK$78,920
+HK$4,527/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,786/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,878
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$79,967
−HK$2,118/mo
Today · 4.125%
HK$82,085
baseline
▲ 0.50% · 4.625%
HK$86,412
+HK$4,327/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,170/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,578 · Scale 2, in force from 26 Feb 2026)