LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,891
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,101
−HK$1,229/mo
Today · 4.125%
HK$41,330
baseline
▲ 0.50% · 4.625%
HK$43,845
+HK$2,515/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,660/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,266
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,426
−HK$1,178/mo
Today · 4.125%
HK$45,604
baseline
▲ 0.50% · 4.625%
HK$48,007
+HK$2,403/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,208/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,669
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,121
−HK$1,475/mo
Today · 4.125%
HK$49,596
baseline
▲ 0.50% · 4.625%
HK$52,614
+HK$3,018/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,192/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,919
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,312
−HK$1,412/mo
Today · 4.125%
HK$54,724
baseline
▲ 0.50% · 4.625%
HK$57,609
+HK$2,885/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,448/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,448
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,141
−HK$1,721/mo
Today · 4.125%
HK$57,862
baseline
▲ 0.50% · 4.625%
HK$61,383
+HK$3,521/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,724/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,573
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$62,197
−HK$1,648/mo
Today · 4.125%
HK$63,845
baseline
▲ 0.50% · 4.625%
HK$67,210
+HK$3,365/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,690/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,004
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$72,182
−HK$2,212/mo
Today · 4.125%
HK$74,394
baseline
▲ 0.50% · 4.625%
HK$78,921
+HK$4,527/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,788/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,879
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$79,968
−HK$2,119/mo
Today · 4.125%
HK$82,087
baseline
▲ 0.50% · 4.625%
HK$86,413
+HK$4,326/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,174/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,587 · Scale 2, in force from 26 Feb 2026)