LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,894
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,103
−HK$1,230/mo
Today · 4.125%
HK$41,333
baseline
▲ 0.50% · 4.625%
HK$43,848
+HK$2,515/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,666/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,269
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,429
−HK$1,178/mo
Today · 4.125%
HK$45,607
baseline
▲ 0.50% · 4.625%
HK$48,010
+HK$2,403/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,214/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,672
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,124
−HK$1,475/mo
Today · 4.125%
HK$49,599
baseline
▲ 0.50% · 4.625%
HK$52,617
+HK$3,018/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,198/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,923
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,315
−HK$1,413/mo
Today · 4.125%
HK$54,728
baseline
▲ 0.50% · 4.625%
HK$57,613
+HK$2,885/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,456/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,451
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,145
−HK$1,721/mo
Today · 4.125%
HK$57,866
baseline
▲ 0.50% · 4.625%
HK$61,387
+HK$3,521/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,732/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,576
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,201
−HK$1,648/mo
Today · 4.125%
HK$63,849
baseline
▲ 0.50% · 4.625%
HK$67,215
+HK$3,366/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,698/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,009
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$72,186
−HK$2,213/mo
Today · 4.125%
HK$74,399
baseline
▲ 0.50% · 4.625%
HK$78,926
+HK$4,527/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,798/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,884
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$79,973
−HK$2,119/mo
Today · 4.125%
HK$82,092
baseline
▲ 0.50% · 4.625%
HK$86,419
+HK$4,327/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,184/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,627 · Scale 2, in force from 26 Feb 2026)