LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,895
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,104
−HK$1,230/mo
Today · 4.125%
HK$41,334
baseline
▲ 0.50% · 4.625%
HK$43,849
+HK$2,515/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,668/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,270
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,430
−HK$1,178/mo
Today · 4.125%
HK$45,608
baseline
▲ 0.50% · 4.625%
HK$48,012
+HK$2,404/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,216/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,674
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,125
−HK$1,475/mo
Today · 4.125%
HK$49,600
baseline
▲ 0.50% · 4.625%
HK$52,618
+HK$3,018/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,200/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,924
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,316
−HK$1,413/mo
Today · 4.125%
HK$54,729
baseline
▲ 0.50% · 4.625%
HK$57,614
+HK$2,885/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,458/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,452
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,146
−HK$1,721/mo
Today · 4.125%
HK$57,867
baseline
▲ 0.50% · 4.625%
HK$61,388
+HK$3,521/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,734/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,578
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,202
−HK$1,649/mo
Today · 4.125%
HK$63,851
baseline
▲ 0.50% · 4.625%
HK$67,216
+HK$3,365/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,702/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,010
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,188
−HK$2,213/mo
Today · 4.125%
HK$74,401
baseline
▲ 0.50% · 4.625%
HK$78,928
+HK$4,527/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,802/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,886
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$79,975
−HK$2,119/mo
Today · 4.125%
HK$82,094
baseline
▲ 0.50% · 4.625%
HK$86,421
+HK$4,327/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,188/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,642 · Scale 2, in force from 26 Feb 2026)