LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,898
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,108
−HK$1,229/mo
Today · 4.125%
HK$41,337
baseline
▲ 0.50% · 4.625%
HK$43,852
+HK$2,515/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,674/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,273
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,434
−HK$1,177/mo
Today · 4.125%
HK$45,611
baseline
▲ 0.50% · 4.625%
HK$48,016
+HK$2,405/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,222/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,677
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,129
−HK$1,475/mo
Today · 4.125%
HK$49,604
baseline
▲ 0.50% · 4.625%
HK$52,623
+HK$3,019/mo
Deposit HK$6.82M · loan HK$10.24M · min. income ≈ HK$99,208/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,928
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,321
−HK$1,413/mo
Today · 4.125%
HK$54,734
baseline
▲ 0.50% · 4.625%
HK$57,619
+HK$2,885/mo
Deposit HK$6.82M · loan HK$10.24M · min. income ≈ HK$109,468/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,457
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,151
−HK$1,721/mo
Today · 4.125%
HK$57,872
baseline
▲ 0.50% · 4.625%
HK$61,393
+HK$3,521/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,744/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,583
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,208
−HK$1,648/mo
Today · 4.125%
HK$63,856
baseline
▲ 0.50% · 4.625%
HK$67,222
+HK$3,366/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,712/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,016
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,194
−HK$2,213/mo
Today · 4.125%
HK$74,407
baseline
▲ 0.50% · 4.625%
HK$78,934
+HK$4,527/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,814/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,892
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$79,981
−HK$2,119/mo
Today · 4.125%
HK$82,100
baseline
▲ 0.50% · 4.625%
HK$86,428
+HK$4,328/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,200/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,695 · Scale 2, in force from 26 Feb 2026)