LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,899
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,109
−HK$1,229/mo
Today · 4.125%
HK$41,338
baseline
▲ 0.50% · 4.625%
HK$43,853
+HK$2,515/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,676/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,274
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,435
−HK$1,177/mo
Today · 4.125%
HK$45,612
baseline
▲ 0.50% · 4.625%
HK$48,017
+HK$2,405/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,224/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,678
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,130
−HK$1,475/mo
Today · 4.125%
HK$49,605
baseline
▲ 0.50% · 4.625%
HK$52,624
+HK$3,019/mo
Deposit HK$6.82M · loan HK$10.24M · min. income ≈ HK$99,210/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,929
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,322
−HK$1,413/mo
Today · 4.125%
HK$54,735
baseline
▲ 0.50% · 4.625%
HK$57,620
+HK$2,885/mo
Deposit HK$6.82M · loan HK$10.24M · min. income ≈ HK$109,470/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,458
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,152
−HK$1,721/mo
Today · 4.125%
HK$57,873
baseline
▲ 0.50% · 4.625%
HK$61,395
+HK$3,522/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,746/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,584
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,209
−HK$1,648/mo
Today · 4.125%
HK$63,857
baseline
▲ 0.50% · 4.625%
HK$67,223
+HK$3,366/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,714/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,018
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$72,195
−HK$2,213/mo
Today · 4.125%
HK$74,408
baseline
▲ 0.50% · 4.625%
HK$78,936
+HK$4,528/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,816/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,894
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$79,983
−HK$2,119/mo
Today · 4.125%
HK$82,102
baseline
▲ 0.50% · 4.625%
HK$86,430
+HK$4,328/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,204/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,709 · Scale 2, in force from 26 Feb 2026)