LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,900
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,110
−HK$1,229/mo
Today · 4.125%
HK$41,339
baseline
▲ 0.50% · 4.625%
HK$43,855
+HK$2,516/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,678/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,276
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,437
−HK$1,177/mo
Today · 4.125%
HK$45,614
baseline
▲ 0.50% · 4.625%
HK$48,018
+HK$2,404/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,228/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,680
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,132
−HK$1,475/mo
Today · 4.125%
HK$49,607
baseline
▲ 0.50% · 4.625%
HK$52,626
+HK$3,019/mo
Deposit HK$6.82M · loan HK$10.24M · min. income ≈ HK$99,214/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,931
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,324
−HK$1,413/mo
Today · 4.125%
HK$54,737
baseline
▲ 0.50% · 4.625%
HK$57,622
+HK$2,885/mo
Deposit HK$6.82M · loan HK$10.24M · min. income ≈ HK$109,474/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,460
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,154
−HK$1,721/mo
Today · 4.125%
HK$57,875
baseline
▲ 0.50% · 4.625%
HK$61,397
+HK$3,522/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,750/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,586
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,211
−HK$1,649/mo
Today · 4.125%
HK$63,860
baseline
▲ 0.50% · 4.625%
HK$67,226
+HK$3,366/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,720/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,020
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,198
−HK$2,213/mo
Today · 4.125%
HK$74,411
baseline
▲ 0.50% · 4.625%
HK$78,939
+HK$4,528/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,822/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,897
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$79,986
−HK$2,119/mo
Today · 4.125%
HK$82,105
baseline
▲ 0.50% · 4.625%
HK$86,433
+HK$4,328/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,210/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,731 · Scale 2, in force from 26 Feb 2026)