LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,901
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,111
−HK$1,229/mo
Today · 4.125%
HK$41,340
baseline
▲ 0.50% · 4.625%
HK$43,855
+HK$2,515/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,680/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,277
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,437
−HK$1,178/mo
Today · 4.125%
HK$45,615
baseline
▲ 0.50% · 4.625%
HK$48,019
+HK$2,404/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,230/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,681
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,133
−HK$1,475/mo
Today · 4.125%
HK$49,608
baseline
▲ 0.50% · 4.625%
HK$52,627
+HK$3,019/mo
Deposit HK$6.82M · loan HK$10.24M · min. income ≈ HK$99,216/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,932
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,325
−HK$1,413/mo
Today · 4.125%
HK$54,738
baseline
▲ 0.50% · 4.625%
HK$57,623
+HK$2,885/mo
Deposit HK$6.82M · loan HK$10.24M · min. income ≈ HK$109,476/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,461
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,155
−HK$1,721/mo
Today · 4.125%
HK$57,876
baseline
▲ 0.50% · 4.625%
HK$61,398
+HK$3,522/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,752/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,587
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,212
−HK$1,648/mo
Today · 4.125%
HK$63,860
baseline
▲ 0.50% · 4.625%
HK$67,227
+HK$3,367/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,720/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,021
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,199
−HK$2,213/mo
Today · 4.125%
HK$74,412
baseline
▲ 0.50% · 4.625%
HK$78,940
+HK$4,528/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,824/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,898
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$79,987
−HK$2,119/mo
Today · 4.125%
HK$82,106
baseline
▲ 0.50% · 4.625%
HK$86,434
+HK$4,328/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,212/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,741 · Scale 2, in force from 26 Feb 2026)