LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,901
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,111
−HK$1,230/mo
Today · 4.125%
HK$41,341
baseline
▲ 0.50% · 4.625%
HK$43,856
+HK$2,515/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,682/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,277
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,438
−HK$1,177/mo
Today · 4.125%
HK$45,615
baseline
▲ 0.50% · 4.625%
HK$48,020
+HK$2,405/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,230/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,681
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,133
−HK$1,476/mo
Today · 4.125%
HK$49,609
baseline
▲ 0.50% · 4.625%
HK$52,627
+HK$3,018/mo
Deposit HK$6.82M · loan HK$10.24M · min. income ≈ HK$99,218/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,933
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,325
−HK$1,413/mo
Today · 4.125%
HK$54,738
baseline
▲ 0.50% · 4.625%
HK$57,624
+HK$2,886/mo
Deposit HK$6.82M · loan HK$10.24M · min. income ≈ HK$109,476/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,462
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,156
−HK$1,721/mo
Today · 4.125%
HK$57,877
baseline
▲ 0.50% · 4.625%
HK$61,399
+HK$3,522/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,754/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,588
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,213
−HK$1,648/mo
Today · 4.125%
HK$63,861
baseline
▲ 0.50% · 4.625%
HK$67,228
+HK$3,367/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,722/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,022
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,200
−HK$2,213/mo
Today · 4.125%
HK$74,413
baseline
▲ 0.50% · 4.625%
HK$78,941
+HK$4,528/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,826/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,899
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$79,988
−HK$2,120/mo
Today · 4.125%
HK$82,108
baseline
▲ 0.50% · 4.625%
HK$86,436
+HK$4,328/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,216/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,750 · Scale 2, in force from 26 Feb 2026)