LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,903
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,113
−HK$1,229/mo
Today · 4.125%
HK$41,342
baseline
▲ 0.50% · 4.625%
HK$43,858
+HK$2,516/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,684/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,279
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,440
−HK$1,177/mo
Today · 4.125%
HK$45,617
baseline
▲ 0.50% · 4.625%
HK$48,022
+HK$2,405/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,234/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,683
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,135
−HK$1,476/mo
Today · 4.125%
HK$49,611
baseline
▲ 0.50% · 4.625%
HK$52,629
+HK$3,018/mo
Deposit HK$6.82M · loan HK$10.24M · min. income ≈ HK$99,222/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,935
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,328
−HK$1,413/mo
Today · 4.125%
HK$54,741
baseline
▲ 0.50% · 4.625%
HK$57,626
+HK$2,885/mo
Deposit HK$6.82M · loan HK$10.24M · min. income ≈ HK$109,482/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,464
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$56,158
−HK$1,721/mo
Today · 4.125%
HK$57,879
baseline
▲ 0.50% · 4.625%
HK$61,401
+HK$3,522/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,758/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,590
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,215
−HK$1,649/mo
Today · 4.125%
HK$63,864
baseline
▲ 0.50% · 4.625%
HK$67,230
+HK$3,366/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,728/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,025
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,203
−HK$2,213/mo
Today · 4.125%
HK$74,416
baseline
▲ 0.50% · 4.625%
HK$78,944
+HK$4,528/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$148,832/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,902
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$79,991
−HK$2,120/mo
Today · 4.125%
HK$82,111
baseline
▲ 0.50% · 4.625%
HK$86,439
+HK$4,328/mo
Deposit HK$1.71M · loan HK$15.35M · min. income ≈ HK$164,222/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,776 · Scale 2, in force from 26 Feb 2026)