LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,906
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,116
−HK$1,230/mo
Today · 4.125%
HK$41,346
baseline
▲ 0.50% · 4.625%
HK$43,862
+HK$2,516/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,692/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,283
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,443
−HK$1,178/mo
Today · 4.125%
HK$45,621
baseline
▲ 0.50% · 4.625%
HK$48,026
+HK$2,405/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,242/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,687
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,139
−HK$1,476/mo
Today · 4.125%
HK$49,615
baseline
▲ 0.50% · 4.625%
HK$52,634
+HK$3,019/mo
Deposit HK$6.82M · loan HK$10.24M · min. income ≈ HK$99,230/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,939
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,332
−HK$1,413/mo
Today · 4.125%
HK$54,745
baseline
▲ 0.50% · 4.625%
HK$57,631
+HK$2,886/mo
Deposit HK$6.82M · loan HK$10.24M · min. income ≈ HK$109,490/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,468
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,163
−HK$1,721/mo
Today · 4.125%
HK$57,884
baseline
▲ 0.50% · 4.625%
HK$61,406
+HK$3,522/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,768/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,596
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$62,221
−HK$1,648/mo
Today · 4.125%
HK$63,869
baseline
▲ 0.50% · 4.625%
HK$67,236
+HK$3,367/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,738/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,031
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,209
−HK$2,213/mo
Today · 4.125%
HK$74,422
baseline
▲ 0.50% · 4.625%
HK$78,951
+HK$4,529/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$148,844/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,909
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$79,998
−HK$2,120/mo
Today · 4.125%
HK$82,118
baseline
▲ 0.50% · 4.625%
HK$86,446
+HK$4,328/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$164,236/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,829 · Scale 2, in force from 26 Feb 2026)