LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,909
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,119
−HK$1,230/mo
Today · 4.125%
HK$41,349
baseline
▲ 0.50% · 4.625%
HK$43,865
+HK$2,516/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,698/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,286
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,446
−HK$1,178/mo
Today · 4.125%
HK$45,624
baseline
▲ 0.50% · 4.625%
HK$48,029
+HK$2,405/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,248/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,690
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,143
−HK$1,475/mo
Today · 4.125%
HK$49,618
baseline
▲ 0.50% · 4.625%
HK$52,638
+HK$3,020/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,236/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$639,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,943
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,336
−HK$1,413/mo
Today · 4.125%
HK$54,749
baseline
▲ 0.50% · 4.625%
HK$57,635
+HK$2,886/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,498/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$639,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,472
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,167
−HK$1,721/mo
Today · 4.125%
HK$57,888
baseline
▲ 0.50% · 4.625%
HK$61,410
+HK$3,522/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,776/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,600
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,225
−HK$1,649/mo
Today · 4.125%
HK$63,874
baseline
▲ 0.50% · 4.625%
HK$67,241
+HK$3,367/mo
Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$127,748/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,036
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$72,214
−HK$2,214/mo
Today · 4.125%
HK$74,428
baseline
▲ 0.50% · 4.625%
HK$78,956
+HK$4,528/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$148,856/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,914
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$80,004
−HK$2,119/mo
Today · 4.125%
HK$82,123
baseline
▲ 0.50% · 4.625%
HK$86,452
+HK$4,329/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$164,246/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,875 · Scale 2, in force from 26 Feb 2026)