LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,911
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,122
−HK$1,229/mo
Today · 4.125%
HK$41,351
baseline
▲ 0.50% · 4.625%
HK$43,867
+HK$2,516/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,702/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,288
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,449
−HK$1,178/mo
Today · 4.125%
HK$45,627
baseline
▲ 0.50% · 4.625%
HK$48,032
+HK$2,405/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,254/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,693
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,146
−HK$1,476/mo
Today · 4.125%
HK$49,622
baseline
▲ 0.50% · 4.625%
HK$52,641
+HK$3,019/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,244/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$639,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,946
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,339
−HK$1,413/mo
Today · 4.125%
HK$54,752
baseline
▲ 0.50% · 4.625%
HK$57,639
+HK$2,887/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,504/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$639,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,476
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,170
−HK$1,722/mo
Today · 4.125%
HK$57,892
baseline
▲ 0.50% · 4.625%
HK$61,414
+HK$3,522/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,784/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,604
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$62,229
−HK$1,649/mo
Today · 4.125%
HK$63,878
baseline
▲ 0.50% · 4.625%
HK$67,245
+HK$3,367/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,756/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,040
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$72,219
−HK$2,213/mo
Today · 4.125%
HK$74,432
baseline
▲ 0.50% · 4.625%
HK$78,961
+HK$4,529/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$148,864/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,919
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$80,009
−HK$2,120/mo
Today · 4.125%
HK$82,129
baseline
▲ 0.50% · 4.625%
HK$86,458
+HK$4,329/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$164,258/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,915 · Scale 2, in force from 26 Feb 2026)