LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,912
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,122
−HK$1,230/mo
Today · 4.125%
HK$41,352
baseline
▲ 0.50% · 4.625%
HK$43,868
+HK$2,516/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,704/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,289
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,450
−HK$1,178/mo
Today · 4.125%
HK$45,628
baseline
▲ 0.50% · 4.625%
HK$48,033
+HK$2,405/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,256/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,694
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,147
−HK$1,475/mo
Today · 4.125%
HK$49,622
baseline
▲ 0.50% · 4.625%
HK$52,642
+HK$3,020/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,244/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$639,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,947
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,340
−HK$1,413/mo
Today · 4.125%
HK$54,753
baseline
▲ 0.50% · 4.625%
HK$57,639
+HK$2,886/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,506/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$639,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,476
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,171
−HK$1,722/mo
Today · 4.125%
HK$57,893
baseline
▲ 0.50% · 4.625%
HK$61,415
+HK$3,522/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,786/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,604
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,230
−HK$1,649/mo
Today · 4.125%
HK$63,879
baseline
▲ 0.50% · 4.625%
HK$67,246
+HK$3,367/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,758/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,041
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$72,220
−HK$2,213/mo
Today · 4.125%
HK$74,433
baseline
▲ 0.50% · 4.625%
HK$78,962
+HK$4,529/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$148,866/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,920
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$80,010
−HK$2,120/mo
Today · 4.125%
HK$82,130
baseline
▲ 0.50% · 4.625%
HK$86,459
+HK$4,329/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$164,260/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,924 · Scale 2, in force from 26 Feb 2026)