LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,916
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,126
−HK$1,230/mo
Today · 4.125%
HK$41,356
baseline
▲ 0.50% · 4.625%
HK$43,872
+HK$2,516/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,712/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,293
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,454
−HK$1,178/mo
Today · 4.125%
HK$45,632
baseline
▲ 0.50% · 4.625%
HK$48,038
+HK$2,406/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,264/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$639,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,699
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,151
−HK$1,476/mo
Today · 4.125%
HK$49,627
baseline
▲ 0.50% · 4.625%
HK$52,647
+HK$3,020/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,254/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$639,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,952
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,345
−HK$1,414/mo
Today · 4.125%
HK$54,759
baseline
▲ 0.50% · 4.625%
HK$57,645
+HK$2,886/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,518/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$639,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,482
−HK$3,416/mo
▼ 0.25% · 3.875%
HK$56,177
−HK$1,721/mo
Today · 4.125%
HK$57,898
baseline
▲ 0.50% · 4.625%
HK$61,421
+HK$3,523/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,796/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,610
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,236
−HK$1,649/mo
Today · 4.125%
HK$63,885
baseline
▲ 0.50% · 4.625%
HK$67,253
+HK$3,368/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,770/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,048
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$72,227
−HK$2,214/mo
Today · 4.125%
HK$74,441
baseline
▲ 0.50% · 4.625%
HK$78,970
+HK$4,529/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$148,882/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,928
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$80,018
−HK$2,120/mo
Today · 4.125%
HK$82,138
baseline
▲ 0.50% · 4.625%
HK$86,468
+HK$4,330/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$164,276/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$639,988 · Scale 2, in force from 26 Feb 2026)