LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,917
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,127
−HK$1,230/mo
Today · 4.125%
HK$41,357
baseline
▲ 0.50% · 4.625%
HK$43,874
+HK$2,517/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,714/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$640,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,295
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,456
−HK$1,178/mo
Today · 4.125%
HK$45,634
baseline
▲ 0.50% · 4.625%
HK$48,039
+HK$2,405/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,268/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$640,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,700
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,153
−HK$1,476/mo
Today · 4.125%
HK$49,629
baseline
▲ 0.50% · 4.625%
HK$52,648
+HK$3,019/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,258/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,953
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,347
−HK$1,413/mo
Today · 4.125%
HK$54,760
baseline
▲ 0.50% · 4.625%
HK$57,647
+HK$2,887/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,520/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,483
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,178
−HK$1,722/mo
Today · 4.125%
HK$57,900
baseline
▲ 0.50% · 4.625%
HK$61,423
+HK$3,523/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,800/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,612
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,238
−HK$1,649/mo
Today · 4.125%
HK$63,887
baseline
▲ 0.50% · 4.625%
HK$67,255
+HK$3,368/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,774/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,050
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$72,229
−HK$2,214/mo
Today · 4.125%
HK$74,443
baseline
▲ 0.50% · 4.625%
HK$78,973
+HK$4,530/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$148,886/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,930
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$80,020
−HK$2,120/mo
Today · 4.125%
HK$82,140
baseline
▲ 0.50% · 4.625%
HK$86,470
+HK$4,330/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$164,280/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,007 · Scale 2, in force from 26 Feb 2026)