LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,917
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,128
−HK$1,230/mo
Today · 4.125%
HK$41,358
baseline
▲ 0.50% · 4.625%
HK$43,874
+HK$2,516/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,716/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$640,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,295
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,456
−HK$1,178/mo
Today · 4.125%
HK$45,634
baseline
▲ 0.50% · 4.625%
HK$48,040
+HK$2,406/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,268/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$640,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,701
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,154
−HK$1,475/mo
Today · 4.125%
HK$49,629
baseline
▲ 0.50% · 4.625%
HK$52,649
+HK$3,020/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,258/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,954
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,348
−HK$1,413/mo
Today · 4.125%
HK$54,761
baseline
▲ 0.50% · 4.625%
HK$57,648
+HK$2,887/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,522/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,484
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,179
−HK$1,722/mo
Today · 4.125%
HK$57,901
baseline
▲ 0.50% · 4.625%
HK$61,424
+HK$3,523/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,802/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,613
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,239
−HK$1,649/mo
Today · 4.125%
HK$63,888
baseline
▲ 0.50% · 4.625%
HK$67,256
+HK$3,368/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,776/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,051
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$72,230
−HK$2,214/mo
Today · 4.125%
HK$74,444
baseline
▲ 0.50% · 4.625%
HK$78,974
+HK$4,530/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$148,888/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,931
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$80,022
−HK$2,120/mo
Today · 4.125%
HK$82,142
baseline
▲ 0.50% · 4.625%
HK$86,472
+HK$4,330/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$164,284/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,018 · Scale 2, in force from 26 Feb 2026)