LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,921
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,132
−HK$1,230/mo
Today · 4.125%
HK$41,362
baseline
▲ 0.50% · 4.625%
HK$43,879
+HK$2,517/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,724/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$640,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,300
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,461
−HK$1,178/mo
Today · 4.125%
HK$45,639
baseline
▲ 0.50% · 4.625%
HK$48,045
+HK$2,406/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,278/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$640,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,706
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,158
−HK$1,476/mo
Today · 4.125%
HK$49,634
baseline
▲ 0.50% · 4.625%
HK$52,655
+HK$3,021/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,268/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,960
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,353
−HK$1,414/mo
Today · 4.125%
HK$54,767
baseline
▲ 0.50% · 4.625%
HK$57,654
+HK$2,887/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,534/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,490
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,185
−HK$1,722/mo
Today · 4.125%
HK$57,907
baseline
▲ 0.50% · 4.625%
HK$61,430
+HK$3,523/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,814/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,619
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,245
−HK$1,650/mo
Today · 4.125%
HK$63,895
baseline
▲ 0.50% · 4.625%
HK$67,263
+HK$3,368/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,790/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,058
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$72,238
−HK$2,214/mo
Today · 4.125%
HK$74,452
baseline
▲ 0.50% · 4.625%
HK$78,982
+HK$4,530/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$148,904/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,939
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$80,030
−HK$2,120/mo
Today · 4.125%
HK$82,150
baseline
▲ 0.50% · 4.625%
HK$86,480
+HK$4,330/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$164,300/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,083 · Scale 2, in force from 26 Feb 2026)