LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,923
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,134
−HK$1,230/mo
Today · 4.125%
HK$41,364
baseline
▲ 0.50% · 4.625%
HK$43,881
+HK$2,517/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,728/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$640,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,302
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,463
−HK$1,178/mo
Today · 4.125%
HK$45,641
baseline
▲ 0.50% · 4.625%
HK$48,047
+HK$2,406/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,282/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$640,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,708
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,161
−HK$1,476/mo
Today · 4.125%
HK$49,637
baseline
▲ 0.50% · 4.625%
HK$52,657
+HK$3,020/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,274/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,962
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,356
−HK$1,414/mo
Today · 4.125%
HK$54,770
baseline
▲ 0.50% · 4.625%
HK$57,657
+HK$2,887/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,540/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,493
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,188
−HK$1,722/mo
Today · 4.125%
HK$57,910
baseline
▲ 0.50% · 4.625%
HK$61,434
+HK$3,524/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,820/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,623
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,248
−HK$1,650/mo
Today · 4.125%
HK$63,898
baseline
▲ 0.50% · 4.625%
HK$67,266
+HK$3,368/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,796/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,062
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$72,241
−HK$2,215/mo
Today · 4.125%
HK$74,456
baseline
▲ 0.50% · 4.625%
HK$78,986
+HK$4,530/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$148,912/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,943
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$80,034
−HK$2,120/mo
Today · 4.125%
HK$82,154
baseline
▲ 0.50% · 4.625%
HK$86,485
+HK$4,331/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$164,308/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,115 · Scale 2, in force from 26 Feb 2026)