LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,924
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,135
−HK$1,230/mo
Today · 4.125%
HK$41,365
baseline
▲ 0.50% · 4.625%
HK$43,882
+HK$2,517/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$82,730/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,302
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,464
−HK$1,178/mo
Today · 4.125%
HK$45,642
baseline
▲ 0.50% · 4.625%
HK$48,048
+HK$2,406/mo
Deposit HK$8.53M · loan HK$8.53M · min. income ≈ HK$91,284/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,709
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,162
−HK$1,476/mo
Today · 4.125%
HK$49,638
baseline
▲ 0.50% · 4.625%
HK$52,658
+HK$3,020/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,276/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,963
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,357
−HK$1,413/mo
Today · 4.125%
HK$54,770
baseline
▲ 0.50% · 4.625%
HK$57,657
+HK$2,887/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,540/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,493
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,188
−HK$1,723/mo
Today · 4.125%
HK$57,911
baseline
▲ 0.50% · 4.625%
HK$61,434
+HK$3,523/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,822/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,623
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,249
−HK$1,650/mo
Today · 4.125%
HK$63,899
baseline
▲ 0.50% · 4.625%
HK$67,267
+HK$3,368/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,798/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,063
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$72,242
−HK$2,215/mo
Today · 4.125%
HK$74,457
baseline
▲ 0.50% · 4.625%
HK$78,987
+HK$4,530/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$148,914/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,944
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$80,035
−HK$2,120/mo
Today · 4.125%
HK$82,155
baseline
▲ 0.50% · 4.625%
HK$86,486
+HK$4,331/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$164,310/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,124 · Scale 2, in force from 26 Feb 2026)