LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,926
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,137
−HK$1,230/mo
Today · 4.125%
HK$41,367
baseline
▲ 0.50% · 4.625%
HK$43,884
+HK$2,517/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,734/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,305
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,466
−HK$1,178/mo
Today · 4.125%
HK$45,644
baseline
▲ 0.50% · 4.625%
HK$48,050
+HK$2,406/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,288/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,711
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,164
−HK$1,476/mo
Today · 4.125%
HK$49,640
baseline
▲ 0.50% · 4.625%
HK$52,661
+HK$3,021/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,280/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,966
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,359
−HK$1,414/mo
Today · 4.125%
HK$54,773
baseline
▲ 0.50% · 4.625%
HK$57,660
+HK$2,887/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,546/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,496
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,191
−HK$1,723/mo
Today · 4.125%
HK$57,914
baseline
▲ 0.50% · 4.625%
HK$61,438
+HK$3,524/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,828/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,627
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,253
−HK$1,649/mo
Today · 4.125%
HK$63,902
baseline
▲ 0.50% · 4.625%
HK$67,270
+HK$3,368/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,804/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,067
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$72,246
−HK$2,214/mo
Today · 4.125%
HK$74,460
baseline
▲ 0.50% · 4.625%
HK$78,991
+HK$4,531/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$148,920/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,948
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,039
−HK$2,121/mo
Today · 4.125%
HK$82,160
baseline
▲ 0.50% · 4.625%
HK$86,491
+HK$4,331/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$164,320/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,157 · Scale 2, in force from 26 Feb 2026)