LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,926
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,137
−HK$1,230/mo
Today · 4.125%
HK$41,367
baseline
▲ 0.50% · 4.625%
HK$43,884
+HK$2,517/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,734/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,305
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,466
−HK$1,179/mo
Today · 4.125%
HK$45,645
baseline
▲ 0.50% · 4.625%
HK$48,051
+HK$2,406/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,290/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,711
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,164
−HK$1,477/mo
Today · 4.125%
HK$49,641
baseline
▲ 0.50% · 4.625%
HK$52,661
+HK$3,020/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,282/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,966
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,360
−HK$1,413/mo
Today · 4.125%
HK$54,773
baseline
▲ 0.50% · 4.625%
HK$57,661
+HK$2,888/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,546/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,497
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,192
−HK$1,722/mo
Today · 4.125%
HK$57,914
baseline
▲ 0.50% · 4.625%
HK$61,438
+HK$3,524/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,828/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,627
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,253
−HK$1,649/mo
Today · 4.125%
HK$63,902
baseline
▲ 0.50% · 4.625%
HK$67,271
+HK$3,369/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,804/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,067
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$72,246
−HK$2,215/mo
Today · 4.125%
HK$74,461
baseline
▲ 0.50% · 4.625%
HK$78,992
+HK$4,531/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$148,922/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,949
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$80,039
−HK$2,121/mo
Today · 4.125%
HK$82,160
baseline
▲ 0.50% · 4.625%
HK$86,491
+HK$4,331/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$164,320/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,161 · Scale 2, in force from 26 Feb 2026)