LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,928
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,139
−HK$1,230/mo
Today · 4.125%
HK$41,369
baseline
▲ 0.50% · 4.625%
HK$43,887
+HK$2,518/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,738/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,307
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,469
−HK$1,178/mo
Today · 4.125%
HK$45,647
baseline
▲ 0.50% · 4.625%
HK$48,053
+HK$2,406/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,294/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,714
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,167
−HK$1,476/mo
Today · 4.125%
HK$49,643
baseline
▲ 0.50% · 4.625%
HK$52,664
+HK$3,021/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,286/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,969
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,362
−HK$1,414/mo
Today · 4.125%
HK$54,776
baseline
▲ 0.50% · 4.625%
HK$57,664
+HK$2,888/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,552/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,499
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,195
−HK$1,722/mo
Today · 4.125%
HK$57,917
baseline
▲ 0.50% · 4.625%
HK$61,441
+HK$3,524/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,834/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,630
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,256
−HK$1,650/mo
Today · 4.125%
HK$63,906
baseline
▲ 0.50% · 4.625%
HK$67,274
+HK$3,368/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,812/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,071
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$72,250
−HK$2,215/mo
Today · 4.125%
HK$74,465
baseline
▲ 0.50% · 4.625%
HK$78,996
+HK$4,531/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$148,930/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,953
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$80,044
−HK$2,120/mo
Today · 4.125%
HK$82,164
baseline
▲ 0.50% · 4.625%
HK$86,495
+HK$4,331/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$164,328/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,194 · Scale 2, in force from 26 Feb 2026)