LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,929
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,139
−HK$1,231/mo
Today · 4.125%
HK$41,370
baseline
▲ 0.50% · 4.625%
HK$43,887
+HK$2,517/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,740/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,308
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,469
−HK$1,178/mo
Today · 4.125%
HK$45,647
baseline
▲ 0.50% · 4.625%
HK$48,054
+HK$2,407/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,294/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,714
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,167
−HK$1,477/mo
Today · 4.125%
HK$49,644
baseline
▲ 0.50% · 4.625%
HK$52,664
+HK$3,020/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,288/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,969
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,363
−HK$1,414/mo
Today · 4.125%
HK$54,777
baseline
▲ 0.50% · 4.625%
HK$57,664
+HK$2,887/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,554/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,500
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,195
−HK$1,723/mo
Today · 4.125%
HK$57,918
baseline
▲ 0.50% · 4.625%
HK$61,442
+HK$3,524/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,836/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,631
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,257
−HK$1,649/mo
Today · 4.125%
HK$63,906
baseline
▲ 0.50% · 4.625%
HK$67,275
+HK$3,369/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,812/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,071
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$72,251
−HK$2,215/mo
Today · 4.125%
HK$74,466
baseline
▲ 0.50% · 4.625%
HK$78,997
+HK$4,531/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$148,932/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,954
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$80,044
−HK$2,121/mo
Today · 4.125%
HK$82,165
baseline
▲ 0.50% · 4.625%
HK$86,496
+HK$4,331/mo
Deposit HK$1.71M · loan HK$15.36M · min. income ≈ HK$164,330/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,201 · Scale 2, in force from 26 Feb 2026)