LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,930
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,141
−HK$1,231/mo
Today · 4.125%
HK$41,372
baseline
▲ 0.50% · 4.625%
HK$43,889
+HK$2,517/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,744/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,310
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,471
−HK$1,179/mo
Today · 4.125%
HK$45,650
baseline
▲ 0.50% · 4.625%
HK$48,056
+HK$2,406/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,300/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,716
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,170
−HK$1,476/mo
Today · 4.125%
HK$49,646
baseline
▲ 0.50% · 4.625%
HK$52,667
+HK$3,021/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,292/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,972
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,365
−HK$1,414/mo
Today · 4.125%
HK$54,779
baseline
▲ 0.50% · 4.625%
HK$57,667
+HK$2,888/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,558/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,503
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,198
−HK$1,722/mo
Today · 4.125%
HK$57,920
baseline
▲ 0.50% · 4.625%
HK$61,445
+HK$3,525/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,840/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,634
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,260
−HK$1,649/mo
Today · 4.125%
HK$63,909
baseline
▲ 0.50% · 4.625%
HK$67,278
+HK$3,369/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,818/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,075
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$72,254
−HK$2,215/mo
Today · 4.125%
HK$74,469
baseline
▲ 0.50% · 4.625%
HK$79,000
+HK$4,531/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$148,938/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,957
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,048
−HK$2,121/mo
Today · 4.125%
HK$82,169
baseline
▲ 0.50% · 4.625%
HK$86,500
+HK$4,331/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,338/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,231 · Scale 2, in force from 26 Feb 2026)