LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,931
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,142
−HK$1,231/mo
Today · 4.125%
HK$41,373
baseline
▲ 0.50% · 4.625%
HK$43,890
+HK$2,517/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,746/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,311
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,472
−HK$1,179/mo
Today · 4.125%
HK$45,651
baseline
▲ 0.50% · 4.625%
HK$48,057
+HK$2,406/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,302/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,718
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,171
−HK$1,476/mo
Today · 4.125%
HK$49,647
baseline
▲ 0.50% · 4.625%
HK$52,668
+HK$3,021/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,294/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,973
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,367
−HK$1,414/mo
Today · 4.125%
HK$54,781
baseline
▲ 0.50% · 4.625%
HK$57,668
+HK$2,887/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,562/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,504
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,199
−HK$1,723/mo
Today · 4.125%
HK$57,922
baseline
▲ 0.50% · 4.625%
HK$61,446
+HK$3,524/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,844/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,635
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,261
−HK$1,650/mo
Today · 4.125%
HK$63,911
baseline
▲ 0.50% · 4.625%
HK$67,280
+HK$3,369/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,822/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,077
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$72,256
−HK$2,215/mo
Today · 4.125%
HK$74,471
baseline
▲ 0.50% · 4.625%
HK$79,002
+HK$4,531/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$148,942/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,959
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,050
−HK$2,121/mo
Today · 4.125%
HK$82,171
baseline
▲ 0.50% · 4.625%
HK$86,503
+HK$4,332/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,342/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,248 · Scale 2, in force from 26 Feb 2026)