LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,932
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,143
−HK$1,231/mo
Today · 4.125%
HK$41,374
baseline
▲ 0.50% · 4.625%
HK$43,891
+HK$2,517/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,748/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,312
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,473
−HK$1,179/mo
Today · 4.125%
HK$45,652
baseline
▲ 0.50% · 4.625%
HK$48,058
+HK$2,406/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,304/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,719
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,172
−HK$1,476/mo
Today · 4.125%
HK$49,648
baseline
▲ 0.50% · 4.625%
HK$52,669
+HK$3,021/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,296/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,974
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,368
−HK$1,414/mo
Today · 4.125%
HK$54,782
baseline
▲ 0.50% · 4.625%
HK$57,670
+HK$2,888/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,564/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,505
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,201
−HK$1,722/mo
Today · 4.125%
HK$57,923
baseline
▲ 0.50% · 4.625%
HK$61,448
+HK$3,525/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,846/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,637
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,263
−HK$1,650/mo
Today · 4.125%
HK$63,913
baseline
▲ 0.50% · 4.625%
HK$67,282
+HK$3,369/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,826/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,078
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$72,258
−HK$2,215/mo
Today · 4.125%
HK$74,473
baseline
▲ 0.50% · 4.625%
HK$79,004
+HK$4,531/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$148,946/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,961
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,052
−HK$2,121/mo
Today · 4.125%
HK$82,173
baseline
▲ 0.50% · 4.625%
HK$86,505
+HK$4,332/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,346/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,263 · Scale 2, in force from 26 Feb 2026)