LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,933
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,144
−HK$1,231/mo
Today · 4.125%
HK$41,375
baseline
▲ 0.50% · 4.625%
HK$43,892
+HK$2,517/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,750/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,313
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,474
−HK$1,179/mo
Today · 4.125%
HK$45,653
baseline
▲ 0.50% · 4.625%
HK$48,059
+HK$2,406/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,306/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,720
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,173
−HK$1,476/mo
Today · 4.125%
HK$49,649
baseline
▲ 0.50% · 4.625%
HK$52,671
+HK$3,022/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,298/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,975
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,369
−HK$1,414/mo
Today · 4.125%
HK$54,783
baseline
▲ 0.50% · 4.625%
HK$57,671
+HK$2,888/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,566/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,506
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,202
−HK$1,722/mo
Today · 4.125%
HK$57,924
baseline
▲ 0.50% · 4.625%
HK$61,449
+HK$3,525/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,848/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,638
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,264
−HK$1,650/mo
Today · 4.125%
HK$63,914
baseline
▲ 0.50% · 4.625%
HK$67,283
+HK$3,369/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,828/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,080
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$72,260
−HK$2,214/mo
Today · 4.125%
HK$74,474
baseline
▲ 0.50% · 4.625%
HK$79,006
+HK$4,532/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$148,948/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,963
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,054
−HK$2,121/mo
Today · 4.125%
HK$82,175
baseline
▲ 0.50% · 4.625%
HK$86,507
+HK$4,332/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,350/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,276 · Scale 2, in force from 26 Feb 2026)