LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,935
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,146
−HK$1,230/mo
Today · 4.125%
HK$41,376
baseline
▲ 0.50% · 4.625%
HK$43,894
+HK$2,518/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,752/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,314
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,476
−HK$1,178/mo
Today · 4.125%
HK$45,654
baseline
▲ 0.50% · 4.625%
HK$48,061
+HK$2,407/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,308/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,721
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,175
−HK$1,476/mo
Today · 4.125%
HK$49,651
baseline
▲ 0.50% · 4.625%
HK$52,672
+HK$3,021/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,302/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,977
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,371
−HK$1,414/mo
Today · 4.125%
HK$54,785
baseline
▲ 0.50% · 4.625%
HK$57,673
+HK$2,888/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,570/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,508
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,204
−HK$1,723/mo
Today · 4.125%
HK$57,927
baseline
▲ 0.50% · 4.625%
HK$61,451
+HK$3,524/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,854/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,640
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,266
−HK$1,650/mo
Today · 4.125%
HK$63,916
baseline
▲ 0.50% · 4.625%
HK$67,285
+HK$3,369/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,832/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,082
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$72,262
−HK$2,215/mo
Today · 4.125%
HK$74,477
baseline
▲ 0.50% · 4.625%
HK$79,009
+HK$4,532/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$148,954/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,966
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,057
−HK$2,121/mo
Today · 4.125%
HK$82,178
baseline
▲ 0.50% · 4.625%
HK$86,510
+HK$4,332/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,356/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,299 · Scale 2, in force from 26 Feb 2026)