LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,935
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,146
−HK$1,231/mo
Today · 4.125%
HK$41,377
baseline
▲ 0.50% · 4.625%
HK$43,894
+HK$2,517/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,754/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,315
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,477
−HK$1,178/mo
Today · 4.125%
HK$45,655
baseline
▲ 0.50% · 4.625%
HK$48,062
+HK$2,407/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,310/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,722
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,175
−HK$1,477/mo
Today · 4.125%
HK$49,652
baseline
▲ 0.50% · 4.625%
HK$52,673
+HK$3,021/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$99,304/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,978
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,372
−HK$1,414/mo
Today · 4.125%
HK$54,786
baseline
▲ 0.50% · 4.625%
HK$57,674
+HK$2,888/mo
Deposit HK$6.83M · loan HK$10.24M · min. income ≈ HK$109,572/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,509
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,205
−HK$1,722/mo
Today · 4.125%
HK$57,927
baseline
▲ 0.50% · 4.625%
HK$61,452
+HK$3,525/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,854/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,641
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,267
−HK$1,650/mo
Today · 4.125%
HK$63,917
baseline
▲ 0.50% · 4.625%
HK$67,286
+HK$3,369/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,834/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,083
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$72,263
−HK$2,215/mo
Today · 4.125%
HK$74,478
baseline
▲ 0.50% · 4.625%
HK$79,010
+HK$4,532/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$148,956/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,967
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,058
−HK$2,121/mo
Today · 4.125%
HK$82,179
baseline
▲ 0.50% · 4.625%
HK$86,511
+HK$4,332/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,358/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,308 · Scale 2, in force from 26 Feb 2026)