LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,936
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,147
−HK$1,230/mo
Today · 4.125%
HK$41,377
baseline
▲ 0.50% · 4.625%
HK$43,895
+HK$2,518/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,754/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,315
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,477
−HK$1,179/mo
Today · 4.125%
HK$45,656
baseline
▲ 0.50% · 4.625%
HK$48,062
+HK$2,406/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,312/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,723
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,176
−HK$1,477/mo
Today · 4.125%
HK$49,653
baseline
▲ 0.50% · 4.625%
HK$52,674
+HK$3,021/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$99,306/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,979
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,373
−HK$1,414/mo
Today · 4.125%
HK$54,787
baseline
▲ 0.50% · 4.625%
HK$57,675
+HK$2,888/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$109,574/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,510
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,205
−HK$1,723/mo
Today · 4.125%
HK$57,928
baseline
▲ 0.50% · 4.625%
HK$61,453
+HK$3,525/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,856/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,642
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,268
−HK$1,650/mo
Today · 4.125%
HK$63,918
baseline
▲ 0.50% · 4.625%
HK$67,287
+HK$3,369/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,836/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,084
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$72,264
−HK$2,215/mo
Today · 4.125%
HK$74,479
baseline
▲ 0.50% · 4.625%
HK$79,011
+HK$4,532/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$148,958/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,968
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,059
−HK$2,121/mo
Today · 4.125%
HK$82,180
baseline
▲ 0.50% · 4.625%
HK$86,512
+HK$4,332/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,360/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,317 · Scale 2, in force from 26 Feb 2026)