LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,937
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,148
−HK$1,231/mo
Today · 4.125%
HK$41,379
baseline
▲ 0.50% · 4.625%
HK$43,896
+HK$2,517/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,758/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,317
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,479
−HK$1,178/mo
Today · 4.125%
HK$45,657
baseline
▲ 0.50% · 4.625%
HK$48,064
+HK$2,407/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,314/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,724
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,178
−HK$1,476/mo
Today · 4.125%
HK$49,654
baseline
▲ 0.50% · 4.625%
HK$52,676
+HK$3,022/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$99,308/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,980
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,374
−HK$1,415/mo
Today · 4.125%
HK$54,789
baseline
▲ 0.50% · 4.625%
HK$57,677
+HK$2,888/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$109,578/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,512
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,207
−HK$1,723/mo
Today · 4.125%
HK$57,930
baseline
▲ 0.50% · 4.625%
HK$61,455
+HK$3,525/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,860/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,644
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,270
−HK$1,650/mo
Today · 4.125%
HK$63,920
baseline
▲ 0.50% · 4.625%
HK$67,289
+HK$3,369/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,840/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,087
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$72,267
−HK$2,215/mo
Today · 4.125%
HK$74,482
baseline
▲ 0.50% · 4.625%
HK$79,014
+HK$4,532/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$148,964/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,971
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$80,062
−HK$2,121/mo
Today · 4.125%
HK$82,183
baseline
▲ 0.50% · 4.625%
HK$86,515
+HK$4,332/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,366/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,339 · Scale 2, in force from 26 Feb 2026)