LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,941
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,153
−HK$1,230/mo
Today · 4.125%
HK$41,383
baseline
▲ 0.50% · 4.625%
HK$43,901
+HK$2,518/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,766/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,322
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,484
−HK$1,178/mo
Today · 4.125%
HK$45,662
baseline
▲ 0.50% · 4.625%
HK$48,069
+HK$2,407/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,324/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,730
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,183
−HK$1,477/mo
Today · 4.125%
HK$49,660
baseline
▲ 0.50% · 4.625%
HK$52,682
+HK$3,022/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$99,320/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,986
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,380
−HK$1,415/mo
Today · 4.125%
HK$54,795
baseline
▲ 0.50% · 4.625%
HK$57,683
+HK$2,888/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$109,590/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,518
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,214
−HK$1,723/mo
Today · 4.125%
HK$57,937
baseline
▲ 0.50% · 4.625%
HK$61,462
+HK$3,525/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,874/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,651
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,277
−HK$1,650/mo
Today · 4.125%
HK$63,927
baseline
▲ 0.50% · 4.625%
HK$67,297
+HK$3,370/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,854/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,094
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$72,275
−HK$2,215/mo
Today · 4.125%
HK$74,490
baseline
▲ 0.50% · 4.625%
HK$79,022
+HK$4,532/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$148,980/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,979
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$80,071
−HK$2,121/mo
Today · 4.125%
HK$82,192
baseline
▲ 0.50% · 4.625%
HK$86,525
+HK$4,333/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,384/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,411 · Scale 2, in force from 26 Feb 2026)