LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,942
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,153
−HK$1,231/mo
Today · 4.125%
HK$41,384
baseline
▲ 0.50% · 4.625%
HK$43,902
+HK$2,518/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,768/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,322
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,484
−HK$1,179/mo
Today · 4.125%
HK$45,663
baseline
▲ 0.50% · 4.625%
HK$48,070
+HK$2,407/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,326/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,730
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,184
−HK$1,477/mo
Today · 4.125%
HK$49,661
baseline
▲ 0.50% · 4.625%
HK$52,682
+HK$3,021/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$99,322/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,987
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,381
−HK$1,415/mo
Today · 4.125%
HK$54,796
baseline
▲ 0.50% · 4.625%
HK$57,684
+HK$2,888/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$109,592/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,519
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,215
−HK$1,722/mo
Today · 4.125%
HK$57,937
baseline
▲ 0.50% · 4.625%
HK$61,463
+HK$3,526/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,874/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,651
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,278
−HK$1,650/mo
Today · 4.125%
HK$63,928
baseline
▲ 0.50% · 4.625%
HK$67,298
+HK$3,370/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,856/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,095
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$72,276
−HK$2,215/mo
Today · 4.125%
HK$74,491
baseline
▲ 0.50% · 4.625%
HK$79,024
+HK$4,533/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$148,982/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,980
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$80,072
−HK$2,122/mo
Today · 4.125%
HK$82,194
baseline
▲ 0.50% · 4.625%
HK$86,526
+HK$4,332/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,388/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,421 · Scale 2, in force from 26 Feb 2026)