LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,943
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,155
−HK$1,230/mo
Today · 4.125%
HK$41,385
baseline
▲ 0.50% · 4.625%
HK$43,904
+HK$2,519/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,770/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,324
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,486
−HK$1,179/mo
Today · 4.125%
HK$45,665
baseline
▲ 0.50% · 4.625%
HK$48,072
+HK$2,407/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,330/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,732
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,186
−HK$1,476/mo
Today · 4.125%
HK$49,662
baseline
▲ 0.50% · 4.625%
HK$52,684
+HK$3,022/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$99,324/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,989
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,383
−HK$1,415/mo
Today · 4.125%
HK$54,798
baseline
▲ 0.50% · 4.625%
HK$57,686
+HK$2,888/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$109,596/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,521
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,216
−HK$1,723/mo
Today · 4.125%
HK$57,939
baseline
▲ 0.50% · 4.625%
HK$61,465
+HK$3,526/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$115,878/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,654
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,280
−HK$1,651/mo
Today · 4.125%
HK$63,931
baseline
▲ 0.50% · 4.625%
HK$67,300
+HK$3,369/mo
Deposit HK$5.12M · loan HK$11.95M · min. income ≈ HK$127,862/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,098
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$72,278
−HK$2,216/mo
Today · 4.125%
HK$74,494
baseline
▲ 0.50% · 4.625%
HK$79,026
+HK$4,532/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$148,988/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,983
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$80,075
−HK$2,121/mo
Today · 4.125%
HK$82,196
baseline
▲ 0.50% · 4.625%
HK$86,529
+HK$4,333/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,392/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,443 · Scale 2, in force from 26 Feb 2026)